PM Kisan 21th Installment Date 2025: Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is one of the most important farmer welfare initiatives launched by the Government of India in December 2018. The scheme was started with the purpose of providing direct financial support to small and marginal farmers who often struggle with input costs and family expenses. Under this scheme, the government transfers a total of ₹6,000 annually in three equal instalments of ₹2,000 each directly to the bank accounts of eligible farmers.
The money is transferred through Direct Benefit Transfer (DBT), ensuring that there are no middlemen and that the intended beneficiaries get the full benefit. This support helps farmers purchase seeds, fertilizers, and other necessary inputs while also supporting their household needs. Over the years, the scheme has reached millions of farmers across India and has become a reliable source of support for those dependent on agriculture.
What is the Scheme?
PM-Kisan Samman Nidhi Yojana is an income support scheme for farmer families across the country. A farmer family is defined as a husband, wife, and minor children owning cultivable land as per state or union territory records. Each eligible farmer family receives ₹6,000 per year, given in three instalments of ₹2,000. These funds are transferred directly into their bank accounts to help with agricultural investments and household needs. The scheme has strict eligibility rules to ensure that benefits go only to those who truly need them. Farmers must complete e-KYC and Aadhaar verification to continue receiving the money.
PM Kisan 21th Installment Date 2025 Overview
Feature | Detail |
---|---|
Name of Scheme | Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) |
Launch Year | 2018 |
Implementing Body | Ministry of Agriculture & Farmers Welfare, Government of India |
Annual Benefit | ₹6,000 per farmer family |
Payment Mode | Direct Benefit Transfer (DBT) |
Instalments | Three per year, ₹2,000 each |
Beneficiaries | Small and marginal farmers with cultivable land |
Verification | Aadhaar and e-KYC mandatory |
Excluded Categories | Income taxpayers, high-income professionals, institutional landholders, etc. |
Objective of the Scheme
The main objective of PM-Kisan Samman Nidhi is to provide assured financial support to farmers so that they can manage their agricultural and household expenses without falling into debt. Many small and marginal farmers in India depend on seasonal crops for income and often lack sufficient funds for quality seeds, fertilizers, and machinery. By receiving regular financial assistance, farmers can better plan their cultivation and improve productivity.
Another key objective is to reduce the dependence of farmers on informal credit sources such as moneylenders, who often charge very high interest. The scheme also ensures transparency by using Aadhaar-linked direct bank transfers, eliminating middlemen and leakage of funds. Moreover, PM-Kisan strengthens rural incomes, boosts the agricultural economy, and contributes to the larger goal of poverty reduction in India’s farming communities.
Benefits of the Scheme
- Provides ₹6,000 annual support in three easy instalments of ₹2,000 each.
- Helps farmers purchase seeds, fertilizers, and essential agricultural inputs.
- Direct transfer to bank accounts ensures transparency and reduces corruption.
- Gives farmers a stable income source and reduces dependency on loans.
- Encourages financial inclusion by requiring bank accounts and Aadhaar linkage.
- Benefits millions of small and marginal farmers across all states and union territories.
Eligibility for the Scheme
- The applicant must be a landholding farmer family (husband, wife, and minor children).
- Must have cultivable land recorded in the revenue department of the respective state.
- Farmers must have Aadhaar and bank account linked with Aadhaar.
- e-KYC is mandatory for receiving instalments.
- Excluded categories: income tax payers, institutional landholders, professionals such as doctors, lawyers, engineers, retired or serving officers above certain levels, and high-income individuals.
Documents Required for the Scheme
- Aadhaar Card (mandatory for identification and verification).
- Proof of cultivable land ownership (land records, revenue certificate, etc.).
- Bank account details (account number, IFSC code, passbook copy).
- Mobile number (registered for OTP and communication).
- Residence proof (if required by state).
How to Apply for the Scheme
- Visit the official PM-Kisan portal.
- Go to “Farmers Corner” and click on “New Farmer Registration.”
- Enter Aadhaar number and fill in the required details such as name, bank account, and land information.
- Upload or provide the necessary documents.
- Complete e-KYC online through Aadhaar OTP or visit a Common Service Centre (CSC) for biometric verification.
- After submission, the application will be verified by local and state authorities.
- Once approved, the farmer’s name will appear in the beneficiary list, and the instalments will be credited directly into the linked bank account.
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